If you’re in the motor industry and worried about how much you pay in premiums each year, did you know that you can include your own personal vehicles to your motor trader’s insurance policy reducing your overall costs.
When taking out cover for your business the biggest advantage is being able to include your own personal vehicles including your motorbike to the policy. You can also include your spouse as a driver so you can get rid of your personal vehicle insurance completely, saving you a lot of money in the long run.
The benefit of these policies is they are flexible and can be tailored to suit any motor business whether you run a mechanical workshop, restoration centre or car dealership. You can speak to your broker and see how many personal vehicles you can include and you are guaranteed to save money, it is also a lot easier if you have an accident to claim from one company, rather than keeping your private and business cover separate.
These policies allow for multiple drivers, multiple vehicles and cover you and your business completely including cash theft, employers liability cover, public liability cover, tool protection and theft and building cover. When you think of what one policy can offer you it’s staggering and it will work out cheaper to add all your vehicles to one policy, rather than having them dotted about with different companies.
You can reduce your costs further by being over twenty five. If both you and your spouse are over twenty five your premium will automatically be reduced. This is due to the majority of UK accidents being caused by young drivers under the age of twenty five.
Reduce it even further by carrying a clean driving license without convictions and having a no claims bonus attached to your private cover. All these combined with adding your personal vehicles to the policy, can help reduce your overall costs you pay out in premiums.
You can be assured that your spouse will be thrilled to know that the household budget doesn’t need to include the costly private cover and your business won’t be financially affected by adding a couple of additional vehicles to the policy. This makes it a win win situation for home and work.
So whether you have a motorbike for private use or you want to add your personal vehicle with your spouse as an additional driver, your motor trade insurance policy should make this all possible.
When taking out cover for your business the biggest advantage is being able to include your own personal vehicles including your motorbike to the policy. You can also include your spouse as a driver so you can get rid of your personal vehicle insurance completely, saving you a lot of money in the long run.
The benefit of these policies is they are flexible and can be tailored to suit any motor business whether you run a mechanical workshop, restoration centre or car dealership. You can speak to your broker and see how many personal vehicles you can include and you are guaranteed to save money, it is also a lot easier if you have an accident to claim from one company, rather than keeping your private and business cover separate.
These policies allow for multiple drivers, multiple vehicles and cover you and your business completely including cash theft, employers liability cover, public liability cover, tool protection and theft and building cover. When you think of what one policy can offer you it’s staggering and it will work out cheaper to add all your vehicles to one policy, rather than having them dotted about with different companies.
You can reduce your costs further by being over twenty five. If both you and your spouse are over twenty five your premium will automatically be reduced. This is due to the majority of UK accidents being caused by young drivers under the age of twenty five.
Reduce it even further by carrying a clean driving license without convictions and having a no claims bonus attached to your private cover. All these combined with adding your personal vehicles to the policy, can help reduce your overall costs you pay out in premiums.
You can be assured that your spouse will be thrilled to know that the household budget doesn’t need to include the costly private cover and your business won’t be financially affected by adding a couple of additional vehicles to the policy. This makes it a win win situation for home and work.
So whether you have a motorbike for private use or you want to add your personal vehicle with your spouse as an additional driver, your motor trade insurance policy should make this all possible.
Motor Trade Insurance policies provide full Road Risk Insurance with additional options for the protection of other aspects of the business. Motor Trade Insurance is an essential form of insurance for MOT test centers, repair shops, car dealers, and any other business that is related to the motor trade. You can buy the most appropriate motor trade insurance policy, which is tailored to your specific business needs.
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