Any business where you are responsible for a few vehicles should consider fleet insurance. This cover is available to any business where you have more than three or five vehicles, depending on the company you choose to sign with.
If
you are thinking of joining the motor trade and are going to need a few
vehicles to ensure the smooth running of your business, this type of policy is
a practical and affordable option.
With
this type of protection you are able to place all your vehicles under one
policy. What this means for you is that when it comes time to claim you are not
digging through paperwork trying to remember which vehicles is covered by which
company. It can save you a lot of time and energy and also enables you to enjoy
a fast and convenient claims process as you have one number to call and one process
to complete.
Another
big advantage with this type of cover is there is only one premium to pay. This
means that you don't forget premiums and let your policy lapse and you don't
have a choice of premiums being due throughout the year. You have one premium
which makes it easier to budget for, especially when you are first entering the
motor trade.
These
policies are very flexible enabling you add and remove vehicles as you buy or
sell them, you will never end up paying for a vehicle you don't own any more.
The premiums are affordable as you are placing all your eggs in one basket, so
to speak. If you were paying premiums with a host of companies, you would pay
considerably more per vehicle than placing them all under one easy to manage
policy.
The biggest
advantage of them all is that you can place your own personal vehicle onto the
policy if you use it to get to and from work, this will help you reduce your
overall costs in the long run and ensure that all the vehicles owned by you are
safe and secure when driving on our UK roads.
Fleet insurance is not only a convenience, it's a way to save money. Putting all your
vehicles whether they are cars, vans or motorcycles or a mix of all three into
one policy can save you money and time, giving you the time to concentrate on
your growing motor trade business.
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