RD

Wednesday 13 November 2013

Where to Get Online Motor Trade Quotes

Many business owners think they will go online and find online motor trade quotes quickly and easily. While this is completely true and you will have hundreds of sites offering you good protection for your business, there are a few things you need to consider before putting pen to paper.
 
Comparison Sites

Many people prefer comparison sites, they believe the sites will offer them a good variety of quotes, finding the cheapest quote possible. Comparisonsites can save you a lot of time and energy. You put in your information once and the site will send you a number of quotations for your consideration.

Many insurance companies use the comparison sites to get business. Now while this may seem the most convenient method, you need to remember that the information you provide may help one company offer an accurate quote, while another may require additional information. This means you may need to follow up with ease of the companies to amend the estimates accordingly, until they meet your immediate requirements.

Independent Companies

Another option when looking for estimates online is to complete the online application form with different insurance companies. These days the majority of companies offer online estimates, due to demand. This saves you time and money, ideal for after hours when you can sit in the comfort of your own home and apply for new insurance.

Review and Compare

Whether you have chosen a comparison site or an independent company, it’s always advisable to have a minimum of three estimates. This enables you to review each quote and compare them against the other.
You may find that most of the time you will need to contact each of the companies directly and make some changes to ensure the policy they have offered covers your business completely.

When applying online you find that the form will only ask some basic information. This information enables them to offer a basic quotation, but probably not enough to offer your business the cover you deserve.

In most cases the online estimates don’t offer adequate public liability cover. You find they offer the minimum a business will need, which won’t cover you in the event of a claim.
Remember that cheaper isn’t always better and when obtaining online motor trade quotes the aim is to find the best level of cover at the lowest possible price. Take your time, review each quote, make necessary changes and then compare them against each other to find the right choice for your business.

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