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When you are in a business
where you have a number of vehicles, fleet insurance may be the answer you are
looking for to save money, cover all your vehicles in one policy making it
easier to manage.
This type of cover is
designed for all vehicles, so you don't have to have a number of cars or a
number of vans, you can put all your vehicles into one policy from motor cycles
to trucks. This is one of the many reasons this type of policy is so
advantageous to so many businesses.
Is This Cover Right For
Me
This type of policy is
designed for all businesses that have a number of vehicles, some brokers cover
from three or more vehicles while others do five or more vehicles, there is no
maximum amount, you can have thirty or forty vehicles owned by your business
all safe guarded by one handy policy.
The advantage is that there
is only one policy. This means one premium and one phone number to call in the
event of an accident, what's more there is only one renewal to worry about.
The biggest mistake
companies make it shopping around every time they purchase a new vehicle,
leaving a number of vehicles all on different policies. This is when the
problems start. It becomes a nightmare for bookkeepers that need to try and
take note of when premiums are due and when renewals are due, which can often leave
you in a situation where you have one or more vehicles uninsured, not legal or
safe when driving on the UK roads.
The best thing about this
type of cover is that because you can place all your vehicles on one policy in
the event of an accident there is only one phone number to call and one claims
process to go through. This can save a lot of time and energy and doesn't leave
you digging through paperwork trying to determine what car is covered by what
company.
Add your own private
vehicles to the policy, remember you can add anything from motor cycles to cars
and vans to trucks, there is no limit to the number of vehicles you can add and
it works out cheaper in the long run. If you were to have a separate policy for
each vehicle you will end up paying a much higher amount in premiums than
having all your vehicles under one easy to manage policy.
So to answer the question on
how many vehicles you can cover by fleet insurance, the answer is that there is
no limit, put all your vehicles into one easy to manage policy and enjoy the
peace of mind that they are protected every time they pull out onto the road.
