Save Yourself and Business by Having Fleet Insurance

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Fleet Insurance can save both you and your business money on an annual basis.  The ability to place all your company vehicles under one policy not only offers convenience, but affordability too.

Would you can expect from this level of cover is the convenience of being able to add and remove vehicles as and when needed with only one phone number to call.  As you can imagine place in all vehicles whether they are cars, motorcycles, vans or trucks is a huge benefit to any business that keeps a large number of vehicles at any given time.

When you think of a private auto policy and you purchase a second vehicle, you know it is cheaper to add the new vehicle to your current policy rather than taking out a separate policy for it. The same applies for business vehicles, placing them all under one policy is a cost effective way to ensure all your vehicles are safe on the roads at all time.

Another big benefit to this type of cover is the convenience of only having one premium to pay. Having a number of premiums due can get confusing and sometimes can result in you forgetting to pay one, leaving it to lapse and leaving your vehicle illegally on the road. While you probably didn’t mean to do so, you will then be in a situation where in the event of an accident you don’t have any cover and if stopped by the traffic policy, you will have a hefty sign to pay, the vehicle may even be impounded.

There are other benefits to this policy. Imagine in the event of an accident you now have to phone the broker, but if you have all your vehicles covered by different companies you will be digging through paperwork and wasting valuable time. Having one policy means one phone number to call and one claims process to go through.

Flexibility

It is very important when looking for this type of cover to ensure that the broker you choose offers you flexibility, the ability to add and remove vehicles throughout the year as and when needed.

As a business you may change your vehicles on a regular basis, selling off those that have worked hard for you for a couple of years and replacing them with new ones. You don’t want to end up in a situation where your broker is unwilling to make changes to the policy leaving you paying for vehicles you no longer own.

I cannot stress enough how important it is to review your fleet insurance policy on a regular basis, this way you are saving both you and your business from paying for vehicles unnecessarily and it gives you the ability to ensure the policy is updated with any new vehicles you have acquired.

How Many Vehicles Will Fleet Insurance Cover?

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When you are in a business where you have a number of vehicles, fleet insurance may be the answer you are looking for to save money, cover all your vehicles in one policy making it easier to manage.

This type of cover is designed for all vehicles, so you don't have to have a number of cars or a number of vans, you can put all your vehicles into one policy from motor cycles to trucks. This is one of the many reasons this type of policy is so advantageous to so many businesses.

Is This Cover Right For Me

This type of policy is designed for all businesses that have a number of vehicles, some brokers cover from three or more vehicles while others do five or more vehicles, there is no maximum amount, you can have thirty or forty vehicles owned by your business all safe guarded by one handy policy.

The advantage is that there is only one policy. This means one premium and one phone number to call in the event of an accident, what's more there is only one renewal to worry about.

The biggest mistake companies make it shopping around every time they purchase a new vehicle, leaving a number of vehicles all on different policies. This is when the problems start. It becomes a nightmare for bookkeepers that need to try and take note of when premiums are due and when renewals are due, which can often leave you in a situation where you have one or more vehicles uninsured, not legal or safe when driving on the UK roads.

The best thing about this type of cover is that because you can place all your vehicles on one policy in the event of an accident there is only one phone number to call and one claims process to go through. This can save a lot of time and energy and doesn't leave you digging through paperwork trying to determine what car is covered by what company.

Add your own private vehicles to the policy, remember you can add anything from motor cycles to cars and vans to trucks, there is no limit to the number of vehicles you can add and it works out cheaper in the long run. If you were to have a separate policy for each vehicle you will end up paying a much higher amount in premiums than having all your vehicles under one easy to manage policy.

So to answer the question on how many vehicles you can cover by fleet insurance, the answer is that there is no limit, put all your vehicles into one easy to manage policy and enjoy the peace of mind that they are protected every time they pull out onto the road.

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How To Save Money With Fleet Insurance

Many business owners are not aware of fleet insurance and the many benefits this cover offers, including reducing your premiums. Every business wants to reduce their expenditure in order to make more profit, but finding ways to do this can be taxing. With a simple policy you can reduce your expenses and enjoy the convenience of one policy for all your company vehicles.

The advantage to this policy is that you can cover all your company vehicles whether they are cars, motorcycles, trucks or vans. Any vehicle can be included under the policy, making it advantageous and easy.

How You Save Money

You may wonder how these policies can assist you in saving money and reducing your expenditure. It is easy, with all the vehicles being placed on one easy policy, the premium is automatically reduces. If you were to have each individual vehicles covered by a different company, the premiums are increased. Putting them together helps keep your costs as low as possible, a big advantage to any company that is trying to save on their expenditure.

You can save further money by adding your own personal vehicles to the policy. This not only helps you cancel your private auto cover, but you will pay less because it is included in the bulk policy. A huge advantage for any business owner.

When you buy a new vehicle or sell a vehicle, you can make instant changes to the policy to ensure you are not paying for something you don't have any more. These policies are flexible and enable you to keep control of your vehicles and their cover at any time. The policy will be amended accordingly along with your premium, it's really that easy.

Why Choose This Cover?

Some of the brokers accept vehicles for this cover if you have three or more vehicles, while others only accept five or more vehicles. But having this policy in place comes with a choice of benefits from payments to claims.

Having all the vehicles under one policy ensures an easy claims process. You don't need to dig around in piles of paperwork to determine what vehicle is covered by which company, you have one company to call and one claims process to go through in the event of an accident.

You can also be assured that a policy will not lapse. Having a number of vehicles all covered by different companies means you have a choice of premiums and they are probably all due on different dates. But with the fleet insurance policy you only have one premium to worry about, which means that you know when it's due and that is for all your vehicles.

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Considering a Motor Trade Job and Need Fleet Insurance?

Any business where you are responsible for a few vehicles should consider fleet insurance. This cover is available to any business where you have more than three or five vehicles, depending on the company you choose to sign with.

If you are thinking of joining the motor trade and are going to need a few vehicles to ensure the smooth running of your business, this type of policy is a practical and affordable option.

With this type of protection you are able to place all your vehicles under one policy. What this means for you is that when it comes time to claim you are not digging through paperwork trying to remember which vehicles is covered by which company. It can save you a lot of time and energy and also enables you to enjoy a fast and convenient claims process as you have one number to call and one process to complete.

Another big advantage with this type of cover is there is only one premium to pay. This means that you don't forget premiums and let your policy lapse and you don't have a choice of premiums being due throughout the year. You have one premium which makes it easier to budget for, especially when you are first entering the motor trade.

These policies are very flexible enabling you add and remove vehicles as you buy or sell them, you will never end up paying for a vehicle you don't own any more. The premiums are affordable as you are placing all your eggs in one basket, so to speak. If you were paying premiums with a host of companies, you would pay considerably more per vehicle than placing them all under one easy to manage policy.

The biggest advantage of them all is that you can place your own personal vehicle onto the policy if you use it to get to and from work, this will help you reduce your overall costs in the long run and ensure that all the vehicles owned by you are safe and secure when driving on our UK roads.

Fleet insurance is not only a convenience, it's a way to save money. Putting all your vehicles whether they are cars, vans or motorcycles or a mix of all three into one policy can save you money and time, giving you the time to concentrate on your growing motor trade business.